Biggest Retirement Fears

According to the AARP, Americans age 50 and over have three primary retirement fears: Health care, including cost of care and ability to stay healthy Running out of money, including spending down their wealth efficiently Maintaining independence/self-sufficiency There are ways to deal with all of these, and more. It just takes some good retirement planning [...]

Rising Interest Rates: The Downside of Economic Recovery

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Over the last several years, investors have grown accustomed to historically low interest rates. Ever since the Federal Reserve Board’s target fed funds rate–the rate at which banks lend to one another–hit a high above 19% in mid-1981, the long-term direction of rates has been downward. In the last decade, the Fed’s data* shows the [...]

College Board Releases New College Cost Numbers

College cost trends Every October, the College Board releases its Trends in College Pricing report that highlights college cost increases and trends. While costs can vary significantly by region and individual college, the College Board publishes average cost figures, which are based on its survey of 3,500 colleges across the country. Here are highlights from [...]

Inflation or Deflation: Watching for Warning Signs

There’s been much debate in investing circles over the last year about whether inflation or deflation represents a more likely threat to the future of the U.S. economy. With a recovery that’s still tentative compared to previous recessions, measures designed to stimulate the economy or cut spending to rein in the budget deficit provoke warnings about their potential to create one or the other.

A History of Home Values

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Posted without comment. What do all of you real estate people think?

Disability Insurance 101

Disability Insurance can be one of the most important insurance policies you will ever buy. In essence, a disability income insurance policy can protect your paycheck in the event that you become disabled and cannot work. Dave Ramsey calls your income “your most powerful wealth building tool” and I could not agree more! Take a [...]

Life Insurance 101

This is an excellent video that explains the importance of life insurance and gives some good ideas about determining how much and what kind you should buy. Learn the basics about life insurance in a flash. Hear from a one of the nation’s top insurance advisors who will explain why life insurance is so important, [...]