What Is the Consumer Financial Protection Bureau?

Consumer Financial Protection Bureau

The Consumer Financial Protection Bureau (CFPB) has found itself at the center of recent political controversy in Washington. As a result, many Americans may find themselves wondering more about this federal agency and what its role may be in protecting consumers. Background The 2007 credit and loan crisis is often viewed as being the direct [...]

Coordinating Social Security Benefits with Other Retirement Assets

Understanding Social Security

Social Security provides retirement income you can’t outlive. And, in addition to your own benefit, your spouse may be eligible to receive benefits based on your earnings record in the form of spousal benefits and survivor’s benefits. So, it’s easy to see why, with all of these potential benefit options, Social Security is an important [...]

Six Last-Minute Tax Tips

Six Last-Minute Tax Tips

Here are six last-minute tax tips to keep in mind as the due date for most individuals’ 2012 federal income tax returns approaches. File on time, pay any taxes due The due date for 2012 federal income tax returns is April 15, 2013. If you’re not going to be able to file your federal income [...]

The Economics of Borrowing from Your 401k

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When times are tough, that pool of dollars sitting in your 401(k) plan account may start to look attractive. But before you decide to take a plan loan, be sure you understand the financial impact. It’s not as simple as you think. The basics of borrowing from your 401k A 401(k) plan will usually let [...]

How to Give Wisely and Well

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Giving to charity has never been easier. You can donate the old-fashioned way–by mail–but you can also donate online, by text, or through social networking sites. According to the National Center for Charitable Statistics, over 1.4 million nonprofit organizations are registered with the IRS. With so many charities to choose from, it’s more important than [...]

Bonds, Interest Rates, and the Impact of Inflation

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There are two fundamental ways that you can profit from owning bonds: from the interest that bonds pay, or from any increase in the bond’s price. Many people who invest in bonds because they want a steady stream of income are surprised to learn that bond prices can fluctuate, just as they do with any [...]

As a business owner, what should I know about using temporary workers?

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Generally, temporary work is any work that is not intended to be permanent or long term. Temporary work can be full- or part-time. Use of temporary workers (sometimes referred to as temps) may provide you with some flexibility to handle employee absences due to illness, vacation, or maternity leave. They may also help you handle [...]