Comments for Cona Financial Group http://www.conafg.com Dynamic financial planning solutions. Your needs. Your goals. Your values. Thu, 01 Dec 2011 15:11:27 +0000 hourly 1 http://wordpress.org/?v=3.3.1 Comment on Keeping Market Volatility in Perspective by SocialSave http://www.conafg.com/2011/11/keeping-market-volatility-in-perspective/#comment-165 SocialSave Thu, 01 Dec 2011 15:11:27 +0000 http://www.conafg.com/?p=886#comment-165 <strong>Keeping Market Volatility in Perspective...</strong> When markets are volatile, sticking to a long-term investing strategy can be a challenge. To keep the ups and downs in perspective, it might help to look at past market cycles to see how recent market... Keeping Market Volatility in Perspective…

When markets are volatile, sticking to a long-term investing strategy can be a challenge. To keep the ups and downs in perspective, it might help to look at past market cycles to see how recent market…

]]> Comment on Year-End Tax Planning: 10 Things to Keep in Mind by Year-End Tax Planning: 10 Things to Keep in Mind | conafinancialgroup http://www.conafg.com/2011/11/year-end-tax-planning-10-things-to-keep-in-mind/#comment-164 Year-End Tax Planning: 10 Things to Keep in Mind | conafinancialgroup Thu, 01 Dec 2011 00:50:46 +0000 http://www.conafg.com/?p=882#comment-164 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Year-End Tax Planning: 10 Things to Keep in Mind [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Year-End Tax Planning: 10 Things to Keep in Mind [...]

]]> Comment on Year-End Tax Planning: 10 Things to Keep in Mind by Year-End Tax Planning: 10 Things to Keep in Mind | conafinancialgroup http://www.conafg.com/2011/11/year-end-tax-planning-10-things-to-keep-in-mind/#comment-163 Year-End Tax Planning: 10 Things to Keep in Mind | conafinancialgroup Wed, 30 Nov 2011 23:51:12 +0000 http://www.conafg.com/?p=882#comment-163 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Keeping Market Volatility in Perspective [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Keeping Market Volatility in Perspective [...]

]]> Comment on Keeping Market Volatility in Perspective by Keeping Market Volatility in Perspective | conafinancialgroup http://www.conafg.com/2011/11/keeping-market-volatility-in-perspective/#comment-162 Keeping Market Volatility in Perspective | conafinancialgroup Wed, 30 Nov 2011 23:49:56 +0000 http://www.conafg.com/?p=886#comment-162 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Keeping Market Volatility in Perspective [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Keeping Market Volatility in Perspective [...]

]]> Comment on Year-End Tax Planning: 10 Things to Keep in Mind by Year-End Tax Planning: 10 Things to Keep in Mind | conafinancialgroup http://www.conafg.com/2011/11/year-end-tax-planning-10-things-to-keep-in-mind/#comment-161 Year-End Tax Planning: 10 Things to Keep in Mind | conafinancialgroup Wed, 30 Nov 2011 23:47:59 +0000 http://www.conafg.com/?p=882#comment-161 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← New Student Debt Repayment Plan Keeping Market Volatility in Perspective → [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← New Student Debt Repayment Plan Keeping Market Volatility in Perspective → [...]

]]> Comment on New Student Debt Repayment Plan by New Student Debt Repayment Plan | conafinancialgroup http://www.conafg.com/2011/11/new-student-debt-repayment-plan/#comment-158 New Student Debt Repayment Plan | conafinancialgroup Wed, 23 Nov 2011 03:04:01 +0000 http://www.conafg.com/?p=867#comment-158 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← New Student Debt Repayment Plan [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← New Student Debt Repayment Plan [...]

]]> Comment on New Student Debt Repayment Plan by New Student Debt Repayment Plan | conafinancialgroup http://www.conafg.com/2011/11/new-student-debt-repayment-plan/#comment-157 New Student Debt Repayment Plan | conafinancialgroup Tue, 22 Nov 2011 00:39:36 +0000 http://www.conafg.com/?p=867#comment-157 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← New Student Debt Repayment Plan New Student Debt Repayment Plan → [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← New Student Debt Repayment Plan New Student Debt Repayment Plan → [...]

]]> Comment on New Student Debt Repayment Plan by New Student Debt Repayment Plan | conafinancialgroup http://www.conafg.com/2011/11/new-student-debt-repayment-plan/#comment-156 New Student Debt Repayment Plan | conafinancialgroup Tue, 22 Nov 2011 00:37:18 +0000 http://www.conafg.com/?p=867#comment-156 [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Household Wealth Down 23% – Families Financial Plans Devastated [...] [...] Read more at Cona Financial Group… GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleAddAttr("Autotag", "money"); GA_googleAddAttr("Autotag", "business"); GA_googleFillSlot("wpcom_sharethrough"); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Household Wealth Down 23% – Families Financial Plans Devastated [...]

]]> Comment on Life Insurance Policy Loans: Tax and Other Implications by Richard Eddy http://www.conafg.com/2011/05/life-insurance-policy-loans-implications/#comment-142 Richard Eddy Fri, 02 Sep 2011 18:41:19 +0000 http://www.conafg.com/?p=784#comment-142 As long as the policy remains in force, there is no tax implication. What is import here is that the <strong>policy remains in force</strong><em>! Also, remember, taking money out of a policy, up to the amount that you have put into it, is a tax-free event. We call it "<em>surrender to basis</em>" because you would effectively be surrendering that part of your policy. As long as the policy remains in force, there is no tax implication. What is import here is that the policy remains in force! Also, remember, taking money out of a policy, up to the amount that you have put into it, is a tax-free event. We call it “surrender to basis” because you would effectively be surrendering that part of your policy.

]]> Comment on Life Insurance Policy Loans: Tax and Other Implications by Jordan http://www.conafg.com/2011/05/life-insurance-policy-loans-implications/#comment-137 Jordan Tue, 23 Aug 2011 18:45:28 +0000 http://www.conafg.com/?p=784#comment-137 Question on May 14, 2011 Article By Richard Eddy Richard wrote" Example: You have a life insurance policy with a cash surrender value of $200,000. You have paid premiums of $75,000. You also have an outstanding policy loan of $175,000. There have been no distributions from the policy. You surrender the policy to the insurer for $25,000 cash. You have taxable ordinary income of $125,000 ($25,000 cash + $175,000 loan – $75,000 premiums). If you have not prepared for it, it may come as quite a shock. My question: Let's assume this policy has $500,000 benefit value. What is the tax implication if a person took a $175,000 loan and don't pay back, asssuming the policy is still in force. Thanks Question on May 14, 2011 Article By Richard Eddy
Richard wrote”
Example: You have a life insurance policy with a cash surrender value of $200,000. You have paid premiums of $75,000. You also have an outstanding policy loan of $175,000. There have been no distributions from the policy. You surrender the policy to the insurer for $25,000 cash. You have taxable ordinary income of $125,000 ($25,000 cash + $175,000 loan – $75,000 premiums). If you have not prepared for it, it may come as quite a shock.

My question: Let’s assume this policy has $500,000 benefit value. What is the tax implication if a person took a $175,000 loan and don’t pay back, asssuming the policy is still in force. Thanks

]]> Comment on Household Wealth Down 23% – Families Financial Plans Devastated by Household Wealth Down 23% – Families Financial Plans Devastated | conafinancialgroup http://www.conafg.com/2011/05/household-wealth-down-23-families-financial-plans-devastated/#comment-136 Household Wealth Down 23% – Families Financial Plans Devastated | conafinancialgroup Tue, 23 Aug 2011 17:50:40 +0000 http://www.conafg.com/?p=712#comment-136 [...] Read more at Cona Financial Group… Advertisement GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleFillSlot("LD_ROS_300-WEB"); LD_GetBids(); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Rising Interest Rates: The Downside of Economic Recovery [...] [...] Read more at Cona Financial Group… Advertisement GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleFillSlot("LD_ROS_300-WEB"); LD_GetBids(); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Rising Interest Rates: The Downside of Economic Recovery [...]

]]> Comment on Inflation or Deflation: Watching for Warning Signs by Inflation or Deflation: Watching for Warning Signs | conafinancialgroup http://www.conafg.com/2011/04/inflation-or-deflation-watching-for-warning-signs/#comment-135 Inflation or Deflation: Watching for Warning Signs | conafinancialgroup Tue, 23 Aug 2011 17:48:48 +0000 http://www.conafg.com/?p=683#comment-135 [...] Read more at Cona Financial Group… Advertisement GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleFillSlot("LD_ROS_300-WEB"); LD_GetBids(); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Are Your Retirement Savings On Track? Rising Interest Rates: The Downside of Economic Recovery → [...] [...] Read more at Cona Financial Group… Advertisement GA_googleAddAttr("AdOpt", "1"); GA_googleAddAttr("Origin", "other"); GA_googleAddAttr("LangId", "1"); GA_googleFillSlot("LD_ROS_300-WEB"); LD_GetBids(); Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Are Your Retirement Savings On Track? Rising Interest Rates: The Downside of Economic Recovery → [...]

]]> Comment on Are Your Retirement Savings On Track? by Are Your Retirement Savings On Track? | conafinancialgroup http://www.conafg.com/2011/01/are-your-retirement-savings-on-track/#comment-132 Are Your Retirement Savings On Track? | conafinancialgroup Sun, 21 Aug 2011 02:48:54 +0000 http://conafg.com/blog/?p=57#comment-132 [...] Read more at Cona Financial Group… Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Top 7 Things to Consider When Buying Life Insurance [...] [...] Read more at Cona Financial Group… Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Top 7 Things to Consider When Buying Life Insurance [...]

]]> Comment on Tax Planning: Mid-Year Tax Considerations by Tax Planning: Mid-Year Tax Considerations | conafinancialgroup http://www.conafg.com/2011/05/tax-planning-mid-year-tax-considerations/#comment-131 Tax Planning: Mid-Year Tax Considerations | conafinancialgroup Sun, 21 Aug 2011 02:47:28 +0000 http://www.conafg.com/?p=800#comment-131 [...] Mid-Year Tax Planning Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Tax Planning: Mid-Year Tax Considerations What Kind of Life Insurance is Best? → [...] [...] Mid-Year Tax Planning Share this:TwitterFacebookLike this:LikeBe the first to like this post. This entry was posted in Uncategorized. Bookmark the permalink. ← Tax Planning: Mid-Year Tax Considerations What Kind of Life Insurance is Best? → [...]

]]> Comment on Contact Us by Do I need life insurance if I'm single? http://www.conafg.com/contact-us/#comment-130 Do I need life insurance if I'm single? Sat, 23 Jul 2011 22:59:11 +0000 http://www.conafg.com/?page_id=142#comment-130 [...] but you really might want to consider it as a part of your overall long-term financial plans. Contact Cona Financial Group to speak with a financial advisor and learn more about how a fully funded cash value life [...] [...] but you really might want to consider it as a part of your overall long-term financial plans. Contact Cona Financial Group to speak with a financial advisor and learn more about how a fully funded cash value life [...]

]]> Comment on Richard Eddy by Life Insurance Prices: Age, Health, Tobacco and Family History http://www.conafg.com/about-us/richard-eddy/#comment-129 Life Insurance Prices: Age, Health, Tobacco and Family History Tue, 19 Jul 2011 02:43:14 +0000 http://www.conafg.com/?page_id=234#comment-129 [...] to know more about how life insurance prices are determined for your policy? Make sure to consult with an experienced agent (like me!) to make sure you get the absolutely best rates from the best company for your specific [...] [...] to know more about how life insurance prices are determined for your policy? Make sure to consult with an experienced agent (like me!) to make sure you get the absolutely best rates from the best company for your specific [...]

]]> Comment on Richard Eddy by Life Insurance Types: An Overview http://www.conafg.com/about-us/richard-eddy/#comment-128 Life Insurance Types: An Overview Mon, 11 Jul 2011 18:56:01 +0000 http://www.conafg.com/?page_id=234#comment-128 [...] is the best life insurance to own if you want or need coverage to last for your whole life. As a financial advisor with a fiduciary duty to my clients, I recommend all different life insurance types depending on [...] [...] is the best life insurance to own if you want or need coverage to last for your whole life. As a financial advisor with a fiduciary duty to my clients, I recommend all different life insurance types depending on [...]

]]> Comment on Tax Planning: Mid-Year Tax Considerations by Tax Planning: Mid-Year Tax Considerations | conafinancialgroup http://www.conafg.com/2011/05/tax-planning-mid-year-tax-considerations/#comment-112 Tax Planning: Mid-Year Tax Considerations | conafinancialgroup Fri, 20 May 2011 19:46:58 +0000 http://www.conafg.com/?p=800#comment-112 [...] Mid-Year Tax Planning [...] [...] Mid-Year Tax Planning [...]

]]> Comment on Tax Planning: Mid-Year Tax Considerations by Mid-Year Tax Considerations | conafinancialgroup http://www.conafg.com/2011/05/tax-planning-mid-year-tax-considerations/#comment-107 Mid-Year Tax Considerations | conafinancialgroup Wed, 18 May 2011 00:25:49 +0000 http://www.conafg.com/?p=800#comment-107 [...] Mid-Year Tax Planning [...] [...] Mid-Year Tax Planning [...]

]]> Comment on Contact Us by What Kind of Life Insurance is Best? http://www.conafg.com/contact-us/#comment-104 What Kind of Life Insurance is Best? Sat, 14 May 2011 22:28:37 +0000 http://www.conafg.com/?page_id=142#comment-104 [...] Contact [...] [...] Contact [...]

]]> Comment on Life Insurance Policy Loans: Tax and Other Implications by Life Insurance Policy Loans: Tax and Other Implications | conafinancialgroup http://www.conafg.com/2011/05/life-insurance-policy-loans-implications/#comment-103 Life Insurance Policy Loans: Tax and Other Implications | conafinancialgroup Sat, 14 May 2011 19:08:14 +0000 http://www.conafg.com/?p=784#comment-103 [...] Life Insurance Policy Loans [...] [...] Life Insurance Policy Loans [...]

]]> Comment on Rising Interest Rates: The Downside of Economic Recovery by Rising Interest Rates: The Downside of Economic Recovery | conafinancialgroup http://www.conafg.com/2011/04/rising-interest-rates-the-downside-of-economic-recovery/#comment-101 Rising Interest Rates: The Downside of Economic Recovery | conafinancialgroup Thu, 12 May 2011 22:28:18 +0000 http://www.conafg.com/?p=693#comment-101 [...] Read more at Cona Financial Group… [...] [...] Read more at Cona Financial Group… [...]

]]> Comment on Biggest Retirement Fears by Biggest Retirement Fears | conafinancialgroup http://www.conafg.com/2011/04/biggest-retirement-fears/#comment-100 Biggest Retirement Fears | conafinancialgroup Thu, 12 May 2011 14:36:25 +0000 http://www.conafg.com/?p=714#comment-100 [...] Read more at Cona Financial Group… [...] [...] Read more at Cona Financial Group… [...]

]]> Comment on Inflation or Deflation: Watching for Warning Signs by Inflation or Deflation: Watching for Warning Signs | conafinancialgroup http://www.conafg.com/2011/04/inflation-or-deflation-watching-for-warning-signs/#comment-99 Inflation or Deflation: Watching for Warning Signs | conafinancialgroup Thu, 12 May 2011 14:25:10 +0000 http://www.conafg.com/?p=683#comment-99 [...] Read more at Cona Financial Group… [...] [...] Read more at Cona Financial Group… [...]

]]> Comment on Household Wealth Down 23% – Families Financial Plans Devastated by Household Wealth Down 23% – Families Financial Plans Devastated | conafinancialgroup http://www.conafg.com/2011/05/household-wealth-down-23-families-financial-plans-devastated/#comment-97 Household Wealth Down 23% – Families Financial Plans Devastated | conafinancialgroup Thu, 12 May 2011 01:11:22 +0000 http://www.conafg.com/?p=712#comment-97 [...] Read more at Cona Financial Group… [...] [...] Read more at Cona Financial Group… [...]

]]>